ALAT Loan App

Do you need to replace your laptop or are you thinking of acquiring the newest phone? You can quickly obtain a mobile loan with an ALAT device loan to purchase that device and pay for it later. With the help of the app, you may choose the device you want and either have it delivered to you or picked up from a seller.

Additionally, if you decide to pay off the loan before the payment cycle is over, there are no additional fees that you need to be concerned about.

At any time, you have the option to pay off your loan before the loan cycle ends. No further costs or restrictions are necessary to complete this.

ALAT Loan Overview

A device with an internet connection can manage ALAT, a digital bank. The bank is a product of WEMA bank and offers loans, savings accounts, and cash transactions.

The ability to apply for rapid loans up to £200,000 is a pro.

Pros

No paperwork, no collateral, and no bank branch.

Cons

Before using their account, they must have an actual bank account.

You require an ALAT basic savings account.

Loan requirements

• The only way to apply for a loan is if you have a regular ALAT savings account.
• You must upgrade your account in order to be qualified to submit a request.
• Before the loan can be guaranteed, you must regularly do both credit and debit transactions with the account.
• A mobile phone (iOS/Android devices) or laptop is required to open an account.
• A photo of your face and signature Your bank verification number (BVN) (signed on a white piece of paper)
• A working email address and a contact number.
• A government-approved ID card, such as a voter’s card, a national ID card, a passport from another country, or a driver’s license.

Read also about Access Bank Loan App or about the Student Loan In Nigeria

How To Obtain An ALAT Loan For A Device – Pay Later

• If you haven’t already, sign up for ALAT or log in.
• Select “loans” from the menu’s icons.
• Select “Get a Loan”
• Select “Device Loan” from the list of loan options; choose your desired vendor; provide the information for your debit card so it can be deducted;
• Select the gadget of your choice.
• Tell us how much money you currently have.
• Determine the number of months you require the fast loan for.
• Decide which account will be used to charge the loan.
• If you meet the requirements for the loan, your loan request will be granted.