Going to a bank, opening an account, completing paperwork, using an internet-enabled phone, having collateral, etc. just to get a loan can be stressful, but with these USSD codes for loans in Nigeria, you can relax knowing that stress will be reduced.
In addition to the requirements for loans from conventional banks, the likelihood of receiving a quick loan in an emergency situation can be very low.
Even paperwork alone might cause the process to be delayed.
Now that USSD codes are being used, getting a loan is much easier in Nigeria thanks to loan apps.
In Nigeria, the introduction of USSD for loans is revolutionizing the entire banking industry and making it simple to access loans with little to no collateral and with a quick turnaround.
The finest communications technology currently in use for providing mobile financial services is USSD.
USSD is the principal communication method used by the majority of large and medium size mobile financial service installations in Nigeria.
Currently, there are numerous uses for USSD in Nigeria, including the following:
• To obtain a loan
• It can be utilized without a connection to the internet.
• Verify or create an account
• Conduct card-free withdrawals
• Produce a token
• Put money down, etc.
In a nutshell, it can be utilized for a variety of banking tasks.
You can use the USSD codes listed below to obtain quick loans in Nigeria without using the internet—just your phone.
Nigerian Loans USSD Code
Depending on the loan app you’re using, you can apply USSD codes for loans.
Access to loans and other services can be accelerated with USSD codes.
Here are the top USSD loan codes for Nigeria in 2022.
Get a loan in 1mins with Union Bank Loan Code
Banks’ USSD Code For Loans in Nigeria
| Access Bank Plc | *901*11# |
| FCMB | *329# |
| GTBank | *737*51*51# |
| UBA | *919*28# |
| Ecobank | *326# |
| Zenith Bank | *966# |
| Fidelity Bank | *770# |
| First Bank | *894*11# or *894# |
| ALAT Loan By Wema Bank | *945*100# |
| UBA | *919# |
| Unity Bank | *7799# |
| Heritage Bank | *322# |
| Keystone Bank | *533# |
| Stanbic IBTC | *909# |
| Standard Chartered Bank | *120# |
| Sterling Bank | *822# |
| Polaris Bank | *833# |
| Jaiz bank | *773# |
| Union Bank | *826# |
Microfinance and Organization USSD Code For Loans in Nigeria
| AB Microfinance Bank | *389*755# |
| Accion MFB | *572*6# |
| Kwik Cash | *561# |
| Aledin Nano | *903# |
| Migo | *561# |
| Interswitch | *322# |
| Fairmoney | *322*6# |
| Paylater / Carbon | *1303# |
Airtime USSD Code For Loans in Nigeria
| Airtel quick cash | *561# |
| 9Mobile | *561# |
| Mtn cash | *606*4# |
| Glo cash | *322*1*04225701*Amount# |
Other Important USSD Codes
| To Check Your Bank Verification Number (BVN) | *565*0# |
| Paga User Service | *242# |
| Payattitude | *569# |
| Quickteller – Airtel, MTN & 9mobile | *322# |
| Quickteller – Glo Users | *805# |
| Trader Moni | *540# |
| Verve ECash | *322*60# |
| To Check Your CRC’s Credit Bureau history | *565*8# |
| Report domestic violence and child abuse in Lagos. | *6820# |
| Dstv User/Self service | *288# |
| Airtel Recharge code | *126*PIN# |
| Airtel check balance code | *123# |
| Airtel Data code | *141# |
| Airtel International Bundles | *789# |
| Etisalat Recharge code | *222* PIN NO# |
| Etisalat international bundles code | *620*1# |
| Etisalat credit balance code | *232# |
| Etisalat data code | *229# |
| Glo Recharge code | *123* PIN NO# |
| Glo Credit balance code | *124*1# |
| Glo data code | *777# |
| Glo international bundles code | *0905# |
| Mtn menu code | *141*0# |
| Mtn data code | *131# |
| Mtn credit balance code | *556# |
| Mtn International Bundles code | *131*5# |