Zedvance is a lending company in Lagos, Nigeria. In collaboration with merchants all throughout Lagos, they offer Point of Sale Finance for consumer items and appliances as well as Cash Loans to individuals and groups.
For the purpose of calculating loan repayment to borrowers with paid employment, the company applies risk-based pricing.
To subsequently alter the loan’s terms, there are a number of fees. For people with compensated work who require cash before payday, Zedvance is the ideal option.
Pros
Quick loan approval and a large loan maximum.
Cons
Lagos geography limits; cumbersome paperwork; employment requirements
Documentation needed
You will be asked to fill out a “Request of Account statement form,” which one of our staff will take to your Bank to print out your statement. 1 passport photographs A valid form of identification (international passport, driver’s license, or national ID card).
Employee ID Card; Pension Statement; Tax ID and Employment Letter; NUBAN Cheques; or Direct Debit Mandate.
If you’re an outsourced employee or your employer hasn’t been confirmed, you’ll also need to present a guarantor who must be a member of your firm’s regular personnel and must be of legal age.
Read also about Student Loan In Nigeria or about the Non Interest Loan Bank
Frequently Asked Questions (FAQs)
How can I pay back my loan?
You can pay back your loan by transferring funds into the particular virtual account associated with your profile or by using a debit card.
What is the most I am able to access?
The most that can be borrowed against a Nano product is N100,000. But this depends on things like how well you’ve paid back loans to us in the past.
How can I obtain larger sums?
In order to improve your chances of receiving larger loan amounts, we advise making your loan repayments on schedule.
My BVN is not connected to my phone number
You will need to provide your BVN-linked phone number in order to apply for a loan. Please go to your bank and connect your BVN to your phone number so that you can live a financially secure lifestyle.
Why can’t I change my password?
By using your registered phone number or email, you can change your password. You’ll receive an OTP for verification.
What Do Referrals Earn Me?
The referral program uses a point system. This implies that you earn more points for referring more people. Once you have earned the maximum amount of points that can be redeemed, you can exchange your points for something in our gift shop.
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